Personal Finance Category

15 Ways to Make Some Holiday Cash

The holiday season is upon us! Like many people you might be wondering where you’re going to find the extra cash to purchase gifts for your friends and family members. Here are nine ways you can make some extra money to pay for those holiday presents. Work retail Most retail stores hire extra workers for […]

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What you should know before investing

Let me first start by saying that I am by no means a financial advisor and pay someone else to handle my taxes. What I want to share in this post is my experience with investing. If you want solid advice about investing or taxes make sure to speak with a professional. With that said, […]

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Do You Want to Save More Money Each Month?

It’s probably safe to say we all would like to have more money. But how do we do that without increasing our income or drastically changing our spending habits? Is it even possible? Yes, it is if you follow some of these savvy tips. Review your bank statements If you’re like most people, you don’t […]

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Live Healthy and Save.

Many people think it’s too expensive to live a healthy lifestyle. After all, gym memberships and organic foods aren’t cheap. If you’re one of those individuals, you might be surprised to hear that living a healthy lifestyle can actually save you money. Here are five ways that living a healthy lifestyle might put money back […]

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The Best Time of Year to Buy Things

Did you know that you can save money on just about anything if you buy it at the right time of the year? That’s right. From new cars to computers to furniture to clothes, there’s a best time of the year to buy stuff. Check out our guide for when you can get the steepest […]

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Top 10 Reasons to Invest in Your Employer’s 401(k) Plan

Investing in a 401(k) plan is one of the most popular ways to save for retirement. If you aren’t already contributing to the plan offered by your company, here are the top 10 reasons why you should. It’s easy. Every time you get paid, your employer automatically deducts a contribution. Worried you’ll miss the money? […]

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Top 10 Tenants for Creating a Culture of Smart Saving and Investing

Whether from a family-centric view or the entire society, smart savings and investing isn’t just a process. According to reports, the average American household has about $15,355 in credit card debt, much more if you factor in mortgages, personal loans, student loan debts, and vehicle loans. This is an expensive fact of American life. How […]

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10 Tips for Increasing Your Salary

Most everyone wants to make more money, but not many people have a strategy for making that happen. Here are 10 tried-and-true tips for increasing your salary. Be aggressive when negotiating salary raises Don’t be shy about asking for what you expect to be paid. Document your achievements, and use your documentation to support your […]

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4 Tips for Improving Your Credit Score

Your credit score is the key to not only getting approved for credit but also how much you pay for it. In some cases the higher your credit score, the lower your credit card or loan annual percentage rate will be. Some factors that affect your credit score are out of your control. Others are […]

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8 Tips to Save on Back to School Shopping

It’s that time of year again – time to buy school clothes, gear, and supplies. As you know from previous years, you can spend a fortune on everything kids need. Here are eight tips on how to save money during this year’s back to school shopping.Watch for end of summer sales Today’s kids wear shorts, […]

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